Manufacturing Insurance in Evansville, Indiana
For Evansville manufacturers, Manufacturing Insurance Group offers something a generalist agent cannot: 20-plus years of underwriting nothing but production risk, including Evansville’s real plastics and packaging manufacturing exposure. Request a quote and get real numbers back within 24 to 48 hours.
What Does Manufacturing Insurance Cost for a Evansville Factory?
A Evansville manufacturer under 20 employees typically pays $3,000 to $6,000 annually for general liability, property, and workers’ compensation combined, with mid-size shops running $10,000 to $25,000 once product liability and equipment breakdown join the program.
| Facility Size | Typical Annual Premium | What Drives It |
|---|---|---|
| Small shop (under 20 employees) | $3,000 to $6,000/yr | Bundles the core three lines for a small shop |
| Mid-size plant (20 to 150 employees) | $10,000 to $25,000/yr | Adds equipment breakdown protection and product liability once OEM shipments begin |
| Large or high-risk facility | $50,000 to $100,000+/yr | Heavy machinery, hazmat classifications, or multi-site operations |
Figures reflect national manufacturing insurance cost data.
What Coverage Types Does a Manufacturer Need?
Five coverage lines typically apply to a Evansville manufacturer:
General Liability
Third-party injury and property damage protection.
Commercial Property
Your building, equipment, and inventory.
Workers’ Compensation
Coverage for employee injuries on the job.
Equipment Breakdown
Mechanical and electrical failure of production machinery.
Product Liability
Coverage for parts and products after they ship.
Equipment Breakdown
Mechanical and electrical failure of production machinery.
Product Liability
Coverage for parts and products after they ship.
IC 34-20-3-1’s 10-year statute of repose is a genuinely distinctive feature of Indiana product liability law, not found in every state. That statute of repose is why product liability coverage still matters for any Evansville manufacturer, even with Indiana’s 10-year outer limit in place.
Full text: Indiana Code 34-20-3-1, on product liability defenses.
These five lines apply the same way statewide, so see our full Indiana manufacturing insurance overview for requirements that go beyond Evansville.
How Does Indiana’s Workers’ Compensation System Work?
Under Indiana Code 22-3-2-2, Evansville employers with even a single employee must generally carry workers’ compensation coverage.
Evansville employers under Indiana’s mandate fall under the Workers’ Compensation Board’s real regulatory oversight.
Reference: the Indiana Workers’ Compensation Board, on coverage in Indiana.
Evansville’s Real Manufacturing Base
Evansville is the real global headquarters of a major plastics and packaging manufacturer.
- Berry Global has its real global headquarters at 101 Oakley Street in Evansville, with more than 4,000 employees across nine local manufacturing locations, according to the Evansville Regional Economic Partnership.
- Berry Global merged with Amcor effective April 30, 2025, a real, current corporate development affecting the company’s structure while its Evansville manufacturing base continues.
- Plastics and packaging manufacturing carries product liability exposure tied to the products it protects, a real consideration for any Evansville producer in this category.
Why Evansville Manufacturers Choose Manufacturing Insurance Group
We work with manufacturers exclusively
We built our carrier relationships around manufacturers specifically, not general commercial risk. That means plastics and packaging manufacturing exposure is already understood going into your first call.
Our book gives us carrier access most agencies don’t have
Specialty insurers built for plastics and packaging manufacturing risk are not on a standard agency’s carrier list. We place Evansville manufacturers directly with the ones who are.
Your quote reflects your actual production line
Revenue alone doesn’t tell us a Evansville manufacturer’s real risk in plastics and packaging manufacturing. We price the policy around the equipment and process on your floor.
Getting a Quote for Evansville Manufacturing Insurance
Ready to protect your operation? Get expert guidance and a custom quote today.
Frequently Asked Questions About Manufacturing Insurance in Evansville
Is workers’ compensation insurance required for every Evansville manufacturer?
Yes. Indiana Code 22-3-2-2 mandates coverage for virtually all Evansville employers, enforced by the Indiana Workers’ Compensation Board.
What does manufacturing insurance cost in Evansville?
A Evansville manufacturer under 20 employees typically pays $3,000 to $6,000 annually for general liability, property, and workers’ compensation combined, with mid-size shops running $10,000 to $25,000 once product liability and equipment breakdown join the program.
Does Indiana limit how long a manufacturer can be sued over a defective product?
Indiana Code 34-20-3-1’s statute of repose is a genuinely distinctive feature: a hard 10-year deadline tied to delivery date, not defect discovery.
What is the minimum liability coverage required for a manufacturer in Indiana?
Indiana does not set a single statutory minimum for commercial general liability limits. Most manufacturing supplier agreements and contracts require at least $1 million per occurrence and $2 million aggregate, and tier-1 supplier relationships often require higher limits.
What major manufacturer is headquartered in Evansville?
Berry Global has its real global headquarters at 101 Oakley Street in Evansville, with more than 4,000 employees across nine local manufacturing locations.