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Employment Practices Liability Insurance

What is Employment Practices Liability Insurance (EPLI)?

Employment Practices Liability Insurance protects your business against lawsuits from current, former, or prospective employees alleging violations of their legal rights. 


This includes claims of discrimination, wrongful termination, harassment, retaliation, failure to promote, and other employment-related issues.

Why it Matters for Manufacturers

Employment-related lawsuits are expensive to defend and increasingly common, even when you have done nothing wrong. 


With the complexity of employment law and the prevalence of discrimination and harassment claims, manufacturers face significant exposure—especially with larger workforces. 


A single wrongful termination lawsuit can cost $100,000+ in legal fees alone, even if you win. 


EPLI insurance provides both defense costs and settlement payments, protecting your business from the financial impact of employment disputes that are often unavoidable in today’s litigious environment.

EPLI Cost vs. Employment Lawsuit Calculator

Total employee count increases your exposure
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Average legal fees even if you win (typical: $50K-$150K)
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Settlement or judgment if you lose (typical: $50K-$500K+)
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What you would pay annually for EPLI coverage