Rome, Georgia
Rome, Georgia Manufacturing Insurance
Manufacturing Insurance Group builds specialized coverage for Rome’s paper, tire, steel, and food-processing manufacturers, home to more than 100 manufacturers, including 16 international companies, underwritten against real local risk instead of a one-size-fits-all policy.
How It Works
Getting Started With Manufacturing Insurance Group
Tell Us About Your Operation
Call or request a quote online. We ask about your manufacturing process, equipment, payroll, and locations, not a generic intake form built for any small business.
Get Matched to the Right Coverage
We build a policy around your actual classification and risk, not a template. Most manufacturers receive a quote back within one business day.
Bind Your Policy and Get to Work
Once you approve your quote, coverage can typically be bound the same week, so a new facility, new equipment, or an expiring policy does not leave you exposed.
What Manufacturing Insurance Costs in Rome, Georgia
Manufacturing Insurance Group prices coverage the way Georgia’s own rating system works: by payroll, classification, and claims history, not a flat rate applied to every business. Rome’s mean hourly wage was $26.40 as of May 2025, according to the Bureau of Labor Statistics, a real benchmark for the local wage base that factors into payroll-driven coverage like workers’ compensation.
Because Georgia’s NCCI class codes price a tire manufacturer differently than a food processor or a steel fabricator, the only accurate way to know your cost is a quote built around your actual operation, not a generic commercial estimate.
Coverage
Manufacturing Coverage Built for This Industrial Mix
Commercial Property Insurance
Protects the building, equipment, and inventory behind paper, metal, and food-processing operations that anchor Floyd County’s manufacturing base.
Equipment Breakdown Insurance
Covers the internal mechanical and electrical failure of production equipment that a standard property policy excludes, relevant across tire, steel, and paper manufacturing alike.
Product Liability Insurance
Covers claims tied to a manufactured product after it ships, a real exposure for any of the 100-plus manufacturers operating in this market.
Business Interruption Insurance
Replaces lost income when a covered event halts production, protecting cash flow while a facility gets back online.
General Liability Insurance
Covers third-party bodily injury and property damage claims arising from day-to-day operations, deliveries, and site visits.
Workers Compensation Insurance
Georgia’s NCCI class-code system means correct classification by process, paper, tire, steel, or food, directly affects your rate.
Supply Chain Insurance
Covers the financial disruption when a vendor or logistics partner goes down, a real risk in a market with 16 international manufacturers dependent on global supply chains.
Errors and Omissions Insurance
Protects against claims of professional error in specifications or contract fulfillment, relevant to custom fabrication and packaging work.
Directors and Officers Insurance
Protects leadership at growing manufacturers from shareholder, lender, and regulatory claims.
Employment Practices Liability
Covers wrongful-termination, discrimination, and harassment claims across a manufacturing workforce that represents more than a quarter of the county’s jobs.
A Manufacturing Base With Real International Depth
Floyd County is home to more than 100 manufacturers, including 16 international companies, according to the Rome Floyd Development Authority. The largest by employee count span a genuinely wide mix: Lowe’s (700 employees), Kellanova (644), International Paper (570), F&P Georgia (520), Syntec Industries (350), Kerry Foods (330), Ball Metal Container Corporation (242), Pirelli Tire North America (236), Hillshire Brands (225), Georgia Pacific (220), Bekaert (210), and Steel King (200).
Manufacturing and construction jobs together account for more than 25 percent of Floyd County’s total workforce. That density, paper, tire, steel, and food processing operating side by side, gives this market a real, verifiable industrial identity rather than a generic small-city assumption.
How Manufacturing Insurance Pricing Works in Georgia
Georgia workers’ compensation rates are set through the NCCI rating system and vary by class code, from roughly $0.09 to $135.26 per $100 of payroll depending on the specific operation. A tire manufacturer, a steel fabricator, and a food processor in the same county can carry very different base rates because the underlying exposure is different, not because of location alone.
That class-code-driven structure is exactly why a policy built around a manufacturer’s actual process, whether that’s paper production, metal fabrication, or food packaging, prices more accurately than a generic commercial policy applied across every business type in the same building.
A Local Approach to Manufacturing Coverage
Manufacturing Insurance Group evaluates your specific process, equipment, and location before recommending coverage, not a generic template. We serve manufacturers exclusively, not general small businesses, which means every recommendation is built around Georgia’s real NCCI class-code system and the actual operation in front of us. That specialization is why a food processor, a tire manufacturer, and a steel fabricator all get coverage priced for what they actually do.
We serve manufacturers across Georgia and all 50 states. Most quotes are ready within one business day. See our full Georgia coverage or explore our complete range of coverage options.
Getting a Quote for Your Manufacturing Operation
Ready to protect your operation? Get expert guidance and a custom quote today.
Manufacturing Insurance FAQs
Who are the largest employers in Rome, Georgia?
Floyd County is home to more than 100 manufacturers, including 16 international companies, according to the Rome Floyd Development Authority. The largest by employee count include Lowe’s, Kellanova, International Paper, F&P Georgia, and Kerry Foods.
Does Manufacturing Insurance Group write every type of business insurance?
No, and that is by design. We only write coverage for manufacturers, not personal auto, homeowners, or general small-business policies unrelated to manufacturing. Every policy we build is priced around an actual production process.
What type of insurance does a manufacturing company need?
Most manufacturers need a combination of general liability, commercial property, workers’ compensation, equipment breakdown, and product liability coverage at minimum, with additional coverage like supply chain or errors and omissions depending on the operation.
How much does manufacturing insurance cost in Georgia?
Cost depends on your classification under Georgia’s NCCI rating system, which varies by process and can range widely, from roughly $0.09 to $135.26 per $100 of payroll for workers’ compensation alone. A custom quote is the only accurate way to know your cost.
What is the average income in Rome, Georgia?
Median household income in Rome was $33,002 as of 2024, according to Census data, while the area’s mean hourly wage across all occupations was $26.40 in May 2025 per the Bureau of Labor Statistics.