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Commercial Property Insurance for Manufacturing Buildings
What Insurers Evaluate
Fire Risk Factors for Manufacturing Facilities
These are the real risk factors underwriters weigh most heavily when pricing commercial property coverage for a manufacturing facility:
- Handling combustible dust or flammable materials
- Production equipment over 10 years old
- 24/7 operations or multiple shifts
- Electrical systems not updated in the last 5 years
- No automatic fire suppression system installed
- Infrequent equipment maintenance and inspections
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